The Proven Optimism of The Uncertain Future

The Faith That Powers You Through The U.S. Stock Market Crashes

To many people, this bear market in 2022 is the first experience in their lifetime. Nasdaq is down 28% from an all-time high. The S&P 500 is down 18%.

Especially for the people who have become financially independent and retired early (FIRE) based on the 4% withdrawal rate rule, it really tests these people’s tolerance. The whole premise of the 4% rule is that your portfolio will continue to grow for the next 30 and 40 years…